Shopify vs Poshmark — which takes less?
| Shopify | Poshmark | |
|---|---|---|
| Headline rate | Basic 2.9% + $0.30 / Grow 2.7% / Advanced 2.5% online | $2.95 under $15 / 20% at $15+ |
| $100 → fees | $3.20 | $20.00 |
| $100 → net | $96.80 | $80.00 |
Side-by-side quick reference
| Amount | Shopify fees | Shopify net | Poshmark fees | Poshmark net | Difference | Shopify charge→net | Poshmark charge→net |
|---|---|---|---|---|---|---|---|
| $10.00 | $0.59 | $9.41 | $2.95 | $7.05 | shopify +$2.36 | $10.61 | $12.95 |
| $25.00 | $1.03 | $23.97 | $5.00 | $20.00 | shopify +$3.97 | $26.06 | $31.25 |
| $50.00 | $1.75 | $48.25 | $10.00 | $40.00 | shopify +$8.25 | $51.81 | $62.50 |
| $100.00 | $3.20 | $96.80 | $20.00 | $80.00 | shopify +$16.80 | $103.30 | $125.00 |
| $250.00 | $7.55 | $242.45 | $50.00 | $200.00 | shopify +$42.45 | $257.78 | $312.50 |
| $500.00 | $14.80 | $485.20 | $100.00 | $400.00 | shopify +$85.20 | $515.25 | $625.00 |
| $1,000.00 | $29.30 | $970.70 | $200.00 | $800.00 | shopify +$170.70 | $1,030.18 | $1,250.00 |
Shopify formula
payment processing 2.90% + $0.30
Basic 2.9% + $0.30 / Grow 2.7% / Advanced 2.5% online — verified 2026-11-10
Poshmark formula
$2.95 under $15 / 20% at $15+
$2.95 under $15 / 20% at $15+ — verified 2026-11-10
Shopify fee formula & hidden costs
payment processing 2.90% + $0.30
Worked example: $100.00 gross → $3.20 fees → $96.80 net. Reverse gross-up: charge = (target + fixed) / (1 − rate) → to net $100.00 charge $103.30.
Hidden fees to watch
- Using any gateway other than Shopify Payments adds a 2%/1%/0.6% transaction penalty by plan.
- Shopify keeps the card fee when you refund an order.
- Currency conversion for cross-border orders adds ~1.5-2%.
- The monthly plan fee ($39-$2,300) is a real per-order cost at low volumes — amortize it above.
Poshmark fee formula & hidden costs
$2.95 under $15 / 20% at $15+
Worked example: $100.00 gross → $20.00 fees → $80.00 net. Reverse gross-up: charge = (target + fixed) / (1 − rate) → to net $100.00 charge $125.00.
Hidden fees to watch
- The 20% cut applies to the full item price — bundles count as one order.
- Seller-funded shipping discounts come straight out of your earnings.
- No payment-processing line, but Poshmark holds funds until delivery is accepted.
- Under $15 the flat $2.95 means a $5 item nets just $2.05 (41% effective).
Frequently asked questions
Which takes less on a $100 sale: Shopify or Poshmark?
Shopify takes $3.20 (net $96.80); Poshmark takes $20.00 (net $80.00). Shopify wins by $16.80 at $100.
Which is better for international sellers, Shopify or Poshmark?
Shopify: Basic 2.9% + $0.30 / Grow 2.7% / Advanced 2.5% online. Poshmark: $2.95 under $15 / 20% at $15+. Check the regional variants above — rates change materially by country.
What is the effective take rate difference between Shopify and Poshmark?
At $100, Shopify takes 3.2% vs Poshmark at 20.0% — a 16.8 point gap before modifiers.